Atlanta refinance companies provide several schemes for the advantage of their potential customers. A 'No Cost' remortgage plan is a scheme where the borrower is not needed to pay any documentation fee such as Atlanta Mortgage fee, loan organization, assessment, title fees, Attorney, credit report etc. The customer needs to be willing to pay a little extra interest rate instead of this waived off fee. The real difference in the cost may range from .5% to 1.0%. Home buyers must very carefully read and understand the fine prints of such schemes before signing it up.

An honest customer service is very important while thinking about any company for buying the loan coverage. In Georgia mortgage plans have been drafted in a way that it is affordable by everyone. With respect to the financial background of the buyer, the plan can even be customized. Interest based financial loans, adjustable home loans; interest only loan deals are a couple of options available for the customer.

Interest rates are usually linked to LIBOR with many minimum lock-in periods. 3 yr, 5 yr, 7 yr and 10 yr LIBOR ARM plan offers about Ninety Five Percent of loan amount with life time cap of max 5% over the initial rate. This mortgage loan may be applied to both first time and refinancing loans